Insurance companies are quite aggressive when it comes to fighting claims involving personal injury, An Equally Aggressive Personal Injury Lawyers can fight for you.
Insurance companies can deny your claim and the main reason for denial can be anything. Because Insurance companies do this on a regular basis and their profit margins depend on it. Insurance companies have employees, called insurance claim adjusters; rules and regulations change very shortly and it is important to get the knowledge of recent laws applied in your state, if you are going to claim. That’s the reason things may not happen as per your expectations and you face rejection. Insurance companies are not your friend and always find a reason to deny the claim, these entities are only dedicated to making profits and as a result they will delay, deny or even diminish the value of your claim in any way they can.
Common Reasons by which you face Claim Denial-
No Fault Coverage–
In No- Fault state of claim, you should be aware of third party immunity. If you are in an auto collision and you live in a state where no fault insurance laws are in effect in most cases, you won’t be able to pursue a personal injury claim against the other driver. In No fault insurance state and third party drivers enjoy immunity from minor injury claims. No Fault insurance is designed to determine fault of the driver. Serious injury claims are complicated and can’t be handled personally and without help of an Attorney.
Delay in Claimant
Insurance companies provide a certain period of time to file a claim for your personal injury. Victims don’t always immediately realize the extent of their injuries and fail to get treatment right away; in minor injuries even they skip to file a claim. If you have any proof of right medical reports you can report an accident and raise a claim in the Insurance Company’s provided time frame. In New York, a 30 days period is a successful period to file a claim. Delay can make a question mark over your claim and can be denied by the company.
Expired Policies and Excluded Drivers-
The claim can be denied if the At- Fault driver’s insurance policy is expired. Many people are driving without insurance, these are the drivers who had legitimate insurance coverage at one time but their policies expired when they didn’t pay the premiums- While it’s illegal to drive without insurance. Excluded driver is the one, who is known but has no policy such as your daughter, son, brother etc. They are not going to be covered if you file a claim.
May be when an accident occurs, you were not driving the car and when you signed the insurance policy you didn’t provide a large number of details or made any misrepresentation about your driving records . If you hide any vital details about your vehicle, it really costs dearly when you file a claim. Insurance companies will try to extend your claim to take that information and use it to deny the claim.
All the above denials happen, when you miss to hire a personal injury lawyer, even if you did nothing wrong, still your claim will be denied without an attorney.
When Insurance Company denies your case you feel confused and unsure of what to do next. If your claim is denied you should review your coverage, circumstances around your accident and collect evidence. Insurance adjusters are the company agents and whenever they find the accident victim has no legal representation; they take advantage of your lack of knowledge. Insurance companies are quite aggressive when it comes to fighting claims involving personal injury. An equally aggressive personal injury lawyer can act on your behalf to hold them accountable. For the true value of your injury compensation, Personal injury lawyers negotiate and handle communication with Insurance Companies. Act quickly to hire a lawyer before your case gets denied or you face more expenses for your case. Your Personal Injury Lawyer will give you first consultation free to get the case evaluations. If you have been injured or incurred property damage in an accident you should not delay to make an appointment with your lawyer. Attorney will listen to your story and advise you to fix the problem and restart the case if denied.
Sometimes accidents can lead to fatalities and traumatic stress. After a serious injury during a car accident, it will take a long time to recover. This is a tough situation to collect you physically as well as emotionally. As a result your claim can take a long time to file when Insurance Companies can deny as they frequently view the delayed evidence or any inaccurate medical record. If you are not able to claim your case you can communicate to your lawyer by phone. For the denied case experienced lawyer can help to level the playing field in your dealing with insurance companies.
Prove Liabilities for your Injuries–
Most complicated situation comes when you have to pose the impact to prove that other’s lack of care caused your injuries. To pressurize the claim that another car driver has been harmed, your accomplished attorney can build an argument on your behalf also the insurance adjuster will spend a number of days to settle for your insurance. A trusted Attorney can handle your claim and advise you of all legal options, If Insurance Company is rejecting to offer a fair settlement. Your Car accident lawyer will navigate state law as it applies to your case, investigate your accident, review the evidence and learn why your claim was denied.
Make Impression of Case-
Legal paperwork and professional paperwork is maintained by a Lawyer to maintain the impression by showing the severity of injury. A personal injury lawyer can take a better look at damages related to your case and severity of case. Attorneys have great sense how insurance companies work. The evidence on your side gives a positive result to get a claim. Attorneys have years of experience working with insurance companies and licensed professionals. Your attorney will save your time and expenses by figuring out how much a claim is worth.
Provide Realistic Strength–
Experienced attorneys have likely dealt with numerous cases just like yours and have a good reputation within the legal community; they will try to defend your rights. To provide the strength and win the case, however the case is settled out of court or in jury, Jury cases are hard and you can’t convince the jury but a skilled attorney will drive the odds in your favor. Furthermore, insurance companies will act in bad faith to limit your recovery. Experience attorneys prove who is at fault, being on your side he/she will fight for your bodily injury and vehicle damage. They understand your losses and best present your claims by their legal knowledge and litigation experience.
Multiple parties can be involved in an accident and your lawyer will keep your liability above the other parties. The tougher your injuries, the easier it is to link up with your case. Personal injury damage includes your medical bills, out of pocket expenses, lost wages and pain and suffering. Property damage includes cars or any personal items within. Without injury or property damage you can’t claim a case. Your lawyer will investigate, talk to your insured, interview and analyses the property damage. Property damage claims can get easy compensation but injuries compensation has only one choice to file a lawsuit against the other party. To represent you a lawyer is necessary to have a far greater success rate than trying by yourself. If a claim is denied and you involve a lawyer in the case after denial, however, it is a resilient task to move forward your claim but your lawyer will ensure you comply with all procedural requirements and meet critical deadlines.